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Kishwer has successfully built her beauty parlor, where she offers many services to her customers, such as makeup, hairstyling and facials. By this time, she has attained a good number of customers and makes enough to meet her household expenditures.

Previously, with the help of a Kiva loan, she purchased various beauty products. Currently, she is requesting a loan of 60,000 Pakistani rupees to buy hair rollers, makeup kits, whitening creams and lotions in large quantities.

Kishwer is in her seventh loan cycle and has a good repayment history. She is expecting a boost in her earnings by serving more repeat customers.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 270
    View loans »
    Pakistan Loans Fundraising
  • $14,718,825
    Funds lent in using Kiva
  • 105.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Kishwer to buy hair rollers, makeup kits, whitening creams and lotions.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 16, 2013
Dec 26, 2013
Currency Exchange Loss:
Sep 17, 2014