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Chinargul is 42 years old, widowed, and is raising 4 children by herself. Chinargul has a higher education, and works in the village council as a secretary. Chinargul's work in animal husbandry, which began 8 years ago with the purchase of cattle for 20,000 KGS, serves as the major source of income for her family. Thanks to Chinargul's hard work, she now has in her herd 1 milk cow, 20 sheep, and 1.32 hectares of land on which she grows beans. Her monthly income is 7,000 KGS. With the goal of increasing her herd, Chinargul turned to the microfinance bank "Bai-Tushum and Partners" for a loan to purchase cows for breeding. With the the money from the loan, Chinargul plans to invest in the further expansion of her herd, and also plans to save towards building a new home.
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Чинаргул 42 года, вдова, одна воспитывает 4 детей. У Чинаргул - высшее образование, работает в сельской управе секретарем, в качестве дополнительного дохода для своей семьи Чинаргул занимается животноводством и полеводством, стартовав 8 лет назад, с покупки скота на 20,000 сом KGS. Благодаря упорному труду Чинаргул, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, 20 овец, также обрабатывает 1,32 ГА земельной доли на которой ежегодно выращивает фасоль. Ежемесячный доход составляет 7,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Чинаргул обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку коров для увеличения поголовья скота. Доходы от кредита Чинаргул планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на строительство нового дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 71
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,315,525
    Funds lent in using Kiva
  • 49.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Chinargul to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 17, 2013
Dec 27, 2013
Currency Exchange Loss:
Jan 18, 2015