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Odiljon is a beginning farmer and lives in the Spitamen region. He is 34 years old. He is married and has children. Odiljon currently intends to start agricultural activities. He has rented three hectares of irrigated land for an indefinite period. Odiljon already prepared the land and bought wheat seeds. He plans every year to grow wheat and to have income from selling grains.

Now, he applied for a loan to buy mineral fertilizers. In the spring, he wants to collect a good and high-quality crop. Odiljon knows how to cope. He is knowledgeable about agricultural activities. Now, he is in need only of financial support.
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Одилчон начинающий фермер, живет в районе Спитамен. Ему 34 года. Он женат, имеет детей. Одилчон в данный момент собирается начать земледельческую деятельность. Он арендовал 3 га орошаемого участка земли на бессрочный срок. Одилчон уже обработал землю, закупил семена пшеницы. Он планирует каждый год выращивать пшеницу и иметь доход от продажи зерна. Сейчас он обратился за кредитом, чтобы закупить минеральные удобрения. Весной он хочет собрать хороший и качественный урожай. Одилчон знает, что справится. Он хорошо осведомлен о земледельческой деятельности. Сейчас ему нужна только финансовая поддержка.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 102
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,500 helped Odiljon to acquire mineral fertilizers for a wheat crop.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 20, 2013
Dec 26, 2013
Currency Exchange Loss:
Feb 24, 2014