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Zulaikho is 40 years old, married, and with her spouse is raising three children. Zulaikho is a secondary education. As a main source of income for her family, Zulaikho raises livestock and crops, having begun 15 years ago with a livestock purchase of 10,000 som KGS. Thanks to her hard work, Zulaikho currently has on her farm: three dairy cows and 12 sheep, and also works 2.53 hectares of land, where she mainly grows corn and clover. She will sell the resulting crop to wholesalers. Monthly income amounts to 10,000 som (KGS).

With the aim of further developing her homestead, Zulaikho turned to the microfinance bank Bai-Tushum and Partners for a loan - to purchase sheep for expanding her livestock count.

Zulaikho plan to invest income from the loan in further propagating the quantity of domestic animals.
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Зулайхо 40 лет, замужем, вместе с супругом воспитывают 3 детей. У Зулайхо - среднее образование, в качестве основного дохода для своей семьи Зулайхо занимается животноводством и полеводством, стартовав 15 лет назад, с покупки скота на 10,000 сом KGS. Благодаря упорному труду Зулайхо, в ее хозяйстве на сегодняшний день имеется: 3 дойные коровы, 12 овец, также обрабатывает 2,53 ГА земли, где в основном выращивает -кукурузу и клевер. Полученный урожай реализуют оптовым поставщикам. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Зулайхо обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку овец для увеличения поголовья скота. Доходы от кредита Зулайхо планирует вложить в дальнейшее приумножение количества домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,315,525
    Funds lent in using Kiva
  • 49.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Zulaikho to buy sheep.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 3, 2013
Dec 26, 2013
Currency Exchange Loss:
Jul 17, 2015