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Mullojon lives in the city of Vahdat. He is 33 years old and he is a caring husband and father. Mullojon is currently starting a new business. He has been interested in raising animals for some time now, and he has decided to start working toward this goal. He has built a barn next to his home, he has stocked feed for the animals and he also has saved up $400, but this sum is not enough to start his new business. This is why Mullojon has asked for a loan. He plans to buy four bulls, fatten them up for a month and then sell them on at for a profit at the animal market. He will have work and a good income thanks to this loan.
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Муллочон житель города Вахдат. Ему 33 года. Он заботливый муж и отец. Муллочон в данный момент начинает прибыльный бизнес. Его давно интересовало животноводство. Теперь он решил действовать по намеченной цели. Муллочон при дворе дома создал коровник, запасся кормом для скота, а также накопил сбережение в размере 400 долларов. Однако этой суммы не достаточно, чтобы начать данный бизнес. Поэтому Муллочон обратился за кредитом. Он планирует купить четырех голов бычков, откармливать их в течение одного месяца и продавать с наценкой на скотном рынке. Благодаря кредиту у него будет работа, приносящая хорошую прибыль.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 187
    View loans »
    Tajikistan Loans Fundraising
  • $30,409,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,900 helped Mullojon to buy four bulls to start his new livestock business.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 17, 2013
Dec 25, 2013
Currency Exchange Loss:
Feb 23, 2014