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Ularbek is 39 years old, married, and together with his wife raising three children. Ularbek has a high school education, and as the main source of income for his family Ularbek manages livestock which he began doing 15 years ago with the purchase of livestock for 5,000 Kyrgyztani Somoni. Through hard work Ularbek today has on his farm two dairy cows, two heifers, one calf, five sheep, and also a plot of land measuring 0.48 hectares on which he grows beans, potatoes, and hay. His monthly income is 10,000 Kyrgyzstani Somoni. In order to further develop his farm, Ularbek applied to the Microfinance bank "Bai-Tushum & Partners" for a loan to purchase sheep to increase the population of his livestock. With the income from the loan, Ularbek plans to further invest in augmenting his amount of domesticated animals, and plans to save enough money to purchase more plots of land.
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Уларбек 39 лет, женат, вместе с супругой воспитывают 3 детей. У Уларбека - среднее образование, в качестве основного дохода для своей семьи Уларбек занимается животноводством, стартовав 15 лет назад, с покупки скота на 5,000 сом KGS. Благодаря упорному труду Уларбека, в его хозяйстве на сегодняшний день имеется: 2 дойные коровы, 2 нетели, 1 теленок, 5 овец, а также имеет земельный надел размером 0,48 ГА, на котором выращивает фасоль, картофель и многолетние травы. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Уларбек обратился в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку овец для увеличения поголовья скота. Доходы от кредита Уларбек планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на покупку земельного участка.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,315,525
    Funds lent in using Kiva
  • 49.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,625 helped Ularbek to buy sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 12, 2013
Dec 25, 2013
Currency Exchange Loss:
Jan 18, 2015