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Doña Filena is 51 years old and lives in the Villa Reconciliación Sur neighborhood. She is married and her husband owns a taxi, which he drives himself, to help with household expenses. They have 4 children, all are adults and work on their own. Doña Filena sells products by catalog, specifically cosmetics. She has been doing this for 5 years and started the business with the help of her husband. Her wish is to be able to expand this small business. She is requesting a loan to invest in her business and buy clothing, shoes and home goods to offer to her customers so she can make more profit, expand the business and help out with expenses.
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Doña Filena de 51 años, habita en el Barrio Villa Reconciliación Sur, esta casada y su esposo es dueño de una unidad de Taxi conduciéndolo el mismo y ayudando para los gastos de la casa, tienen 4 hijos ya mayores de edad y trabajan independiente. Doña Filena se dedica a la venta de productos por catalogo específicamente productos de cosmetología tiene 5 años de ejercer esta actividad, lo inicio con apoyo de su esposo y su anhelo es poder ampliar este pequeño negocio, Solicita el crédito para inversión del mismo y compra de Ropa, Zapatos y artículos del hogar para ofrecerlos a sus clientes en esta temporada y poder obtener mejores ganancias para el incremento del negocio y apoyo a sus gastos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,390,325
    Funds lent in using Kiva
  • 19.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Filena to buy clothing, shoes and home goods.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 5, 2008
Sep 21, 2008
Currency Exchange Loss:
Aug 15, 2009