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Svetlana and her family live in Kapan city in Syunik region. Svetlana graduated from Yerevan State University, and now she works at the local school as a teacher of Russian Language and Literature. Svetlana is married, and she has a son, who is now doing his military service in the army, and a daughter who works at a bank as a loan specialist. Her husband is also employed and, in addition to their jobs, the whole family is engaged in farming activities, where they help each other. At the nearby village of Tandzaver, they have a nice, cute, farm, where they are raising ten piglets and maintain twenty beehives. They sell meat and very tasty honey from their farm. Svetlana would very much like to increase the number of beehives. Svetlana is applying for a loan of 900,000 Armenian drams in order to buy fodder for their piglets and also several beehives.

Additional Information

More information about this loan

This loan is designed for borrowers in rural areas with a special focus on the agribusiness sector in Armenia.

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 129
    View loans »
    Armenia Loans Fundraising
  • $14,333,525
    Funds lent in using Kiva
  • 404.9
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,225 helped Svetlana to buy several new beehives and fodder for their piglets.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Dec 10, 2013
Dec 25, 2013
Currency Exchange Loss:
Aug 17, 2015