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Inom is a very hardworking man. He is a kind and loving father. He is 46 years old. He is married and has five children. For around 15 years already, he has been involved in construction. He works as a foreman and gets a good salary. And when he does not have big orders, Inom still earns money. He has his own small store, where he sells groceries. Also, one of his sons is working in Russia and sends home a certain sum of money. All the income is enough for Inom to provide his family with all the necessities.

But now Inom wants to make good repairs on his home, since the home has come to a state of disrepair. But he does not have all the needed sums for repairs. Therefore, Inom turned to Arvand and wants to receive a loan to buy building materials for home repairs. He very much hopes for a positive result and thanks Arvand in advance for the support.
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Ином очень трудолюбивый мужчина. Он добрый и заботливый отец. Ему 46 лет, он женат и имеет 5 детей. Вот уже около 15- лет он занимается строительством. Работает мастером и получает хорошую заработную плату. А также, когда нет больших заказов Ином подрабатывает, у него имеется свой небольшой магазин, где он продаёт продукты питания. Также один из его сыновей работает в России и присылает домой некоторую сумму денежных средств. Всего дохода Иному хватает, чтобы обеспечивать свою семью всем необходимым. Но сейчас Ином хочет сделать хороший ремонт в своём доме, так как дом пришёл в негодное состояние. А всей необходимой суммы для ремонта у него не имеется. Поэтому Ином обратился в Арванд и хочет получить кредит на покупку строительных материалов для ремонта своего дома. Он очень надеется на положительный результат и заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 211
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Inom to buy building materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 3, 2013
Dec 24, 2013
Currency Exchange Loss:
Sep 17, 2014