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Update on Ahmad

Ahmad is 60 years old. He was unable to go to school because of the financial situation of his family. Given to the fact that he lived only with his mother and two sisters, he had to work all day. His wife is a homemaker, and all his children have already started their own families.

Ahmad earns a living in agriculture, which he learned from his mother, how to care for and fatten livestock. From an early age, he has been involved in this activity, working every day. He also has income from the growing of crops. Every day, his wife gets up early in order to milk the cows, then leads them to pasture. At night, he brings the cows back. His children help with this, by distributing the tasks among them.

The loan will be used to buy cows. In the future, Ahmad needs to buy more cows and to expand his herd.
View original language description ↓
Ахмаду 60 лет. Он был не в состоянии учиться в связи с финансовым положением своей семьи, учитывая тот факт, что он только жил с матерью и двумя сестрами, он должен был работать целый день. Его жена домохозяйка, и все его дети уже обзавелись своими семьями.
Ахмад зарабатывает на жизнь в сельском хозяйстве, которое научила его мать, как ухаживать и откармливать скот. С самого раннего возраста он занимался этой деятельностью, работая каждый день. Он также имеет доход от выращивания сельхозкультуры. Каждый день его жена встает рано, чтобы доить своих коров, затем направляет их на пастбище. Вечером он обратно приводит своих коров, в этом помогают его дети, у которых распределены свои задачи.
Кредит будет использован для покупки коров. В будущем, Ахмад надеется купить больше коров и увеличить свое стадо.

Previous Loan Details

Ahmad is an elderly man. He is married and has children. All his life, Ahmad has been raising livestock, as in his youth he did not attend school and thus did not receive any education. However, he loves his business and earns a good living from it. Two of Ahmad's sons have gone to Russia to find... More from Ahmad's previous loan »

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Tajikistan

  • $2,700
    Average annual income
  • 108
    View loans »
    Tajikistan Loans Fundraising
  • $29,894,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,625 helped Ahmad to buy cattle.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 12, 2013
Dec 24, 2013
Currency Exchange Loss:
Dec 17, 2014