Saint Jean Baptiste Group
Update on Saint Jean Baptiste GroupDelphine is the representative of the Saint Jean Baptiste group. She carries herself very well. She is married and the mother of 5 children, the oldest of whom is 15 and the youngest of whom is 6 months old. Three of her children attend school.
Delphine has been in the business of preparing and selling dolo (millet beer) for 8 years. She stocks up at a market in Bendatoega. Her customers are both men and women. Delphine would like to purchase 3 bags of millet and 4 pallets of charcoal. She plans to reinvest her profits in her business. Delphine's goal is to expand her business and to help educate her children.
Mme fait la transformation (prépare et vend du dolo) depuis 08ans. Elle s’approvisionne au marché de Bendatoega. Ses clients sont les hommes et les femmes.
Elle veut s’acheter 03 sacs de mil et 04 charettes de bois de chauffe.
Mme veut réinvestir ses bénéfices dans son activité. Elle ambitionne étendre les limites de son activité et aider à scolariser ses enfants.
Previous Loan DetailsDelphine is the representative of the "Saint Jean Baptiste" group. Delphine is married and is the mother of five children ranging in age from two months to 13 years. Three of her children go to school. For the past eight years, she has been making and selling "dolo" (millet beer). She buys her... More from Saint Jean Baptiste Group's previous loan »
About Micro Start/AFDThis loan is administered by Micro Start/AFD, Kiva’s first Field Partner in Burkina Faso. Micro Start/AFD’s mission is to improve families' living conditions in general, and those of women in particular, by facilitating access to financial and non-financial services.
Micro Start/AFD is a professional microfinance institution offering financial services, advice, and training. One of the organization’s principal aims is to collect obligatory and voluntary savings that foster clients’ financial independence. Micro Start/AFD also focuses on building female entrepreneurs’ skills in management and business administration and improving the living conditions in its clients’ communities. More information can be found on Micro Start’s Kiva Field Partner Page.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid