Tamikoa is a 45-year-old married woman with 2 children. She makes and sells ice cakes in her community to earn a living. She has 2 years of experience in this business. Tamikoa needs a loan to buy sugar, plastic bags, cordial flavors, and a cooler. She plans to use her profits to buy more ingredients to improve her business and to assist with family matters. Tamikoa has been a member of SPBD since 2013.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.