Samui is a 65-year-old woman with 12 children. She runs a business selling goods in her community. She has 3 years of experience in this business. Samui has requested a loan to buy snacks, soft drinks, sugar, salt, flour, onions, and rice. She plans to use her profits to save for her family's daily needs. She has been a member of SPBD since 2008.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.