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José Julio
José is 50 years old and separated from his wife. He has three children, of which one is already married and two are living with him. He was a sailor for a long time. It is also worth mentioning that he was in the United States 7 years, but he came because his children needed him since his wife was not taking good care of them.

At present, he works in fishing. He has a boat he takes out. He learned this from his father since the region where they live, most people make a living this way. Two childhood friends help him with the fishing. They do not have a schedule, they take off and leave for up to two or three days until they have managed to catch something. When they return they divide the profits between the three of them. On some occasions it goes well for them and other times they do not even recover expenses but this is the way he makes a living.

He will use the money from the loan to purchase more and better nets and fishing bait. There are times when they do not fish enough or the nets break on them because they are too old.

His dream is to get ahead for his children, to see them fulfilled and to see that they have a different life than the one he had. He has faith that by means of the loan he'll be able to earn better profits and achieve a better quality of life.
View original language description ↓
JOSÉ DE 50 AÑOS DE EDAD, ESTA SEPARADO DE SU MUJER, TIENE 3 HIJOS DE LOS CUALES 1 YA SE LE CASO Y 2 ESTAN VIVIENDO CON ÉL. ÉL FUE MARINERO POR MUCHO TIEMPO, TAMBIEN CABE MENCIONAR QUE ESTUBO EN LOS ESTADO UNIDOS 7 AÑOS; PERO SE VINO PORQUE LO NECESITABAN SUS HIJOS, YA QUE ESPOSA NO LOS CUIDABA BIEN.

ACTUALMENTE SE DEDICA A PESCAR, ÉL POSEE UNA LANCHA EN EL CUAL SE EMBARCA, ESTO LO APRENDIO DE SU PADRE; YA QUE EN EL LUGAR DONDE VIVEN LA MAYORIA DE PERSONAS VIVEN DE ESO, LO AYUDAN EN LA PESCA 2 AMIGOS DE LA INFANCIA, ELLOS NO TIENEN HORARIOS PUES SE EMBARCAN Y SALEN HASTA LOS 2 O 3 DIAS HASTA QUE HAN LOGRADO PESCAR ALGO, AL FINAL CUANDO REGRESAN SE REPARTEN ENTRE LOS 3 LAS GANANCIAS EN OCACIONES QUE LES VA BIEN Y DIAS QUE NO SACAN NI LOS GASTOS, PERO EN FIN ESA ES SU FORMA DE GANARSE LA VIDA.

EL DINERO DEL PRESTAMO LO UTILIZARA, PARA COMPRAR MAS Y MEJORES REDES Y ANSUELOS
HAY MOMENTOS QUE NO PESCAN LO SUFICIENTE O LAS REDES SE LES ROMPEN PORQUE YA SON DEMASIADAS VIEJAS.

SU SUEÑO ES, SACAR ADELANTE A SUS HIJOS Y VERLOS REALIZADOS QUE ELLOS TENGAN UNA VIDA DIFERENTE A LA QUE EL TUVO, ÉL TIENE FE QUE POR MEDIO DEL CREDITO, PUEDA TENER MEJORES GANACIAS Y ASI OBTENER UNA MEJOR CALIDAD DE VIDA.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

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About El Salvador

  • $4,900
    Average annual income
  • 432
    View loans »
    El Salvador Loans Fundraising
  • $22,832,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped José Julio to buy more and better fishing bait and nets.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 4, 2013
Listed
Dec 26, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2014