The loan they will take out will benefit the micro businesswomen, including Basilia. She says that she has been in Pro Mujer for three cycles. She joined at the invitation of one of her friends who are members of the institution. Right now, she has a business making skirts and blankets. She says that she learned this business in a technical institute where they taught her to make and sell these products.
The loan she will take out now is to increase capital by buying fabric that she will acquire in the traditional stores of the city of El Alto. After making her products she will sell them in her sales space. This type of works allows her to generate resources to support her family, since she is in a common law marriage.
When asked what she likes about Pro Mujer, she says that she likes the credit and health trainings that they have in the institution.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Basilia es integrante, ella indica que hace tres ciclos que integra Pro Mujer, ingresando por la invitación de sus amigas que son socias en la institución. En la actualidad ella tiene un negocio de confección de polleras y mantas; da a conocer que este negocio lo aprendió en una institución técnica donde le enseñaron la forma de elaboración y venta de esos productos.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las tiendas tradicionales de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es vive en concubinato.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud que se tiene en la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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