Flor De Amapola Group
The loan they will take out will benefit small businesswomen where Josefina is a member. She says that this is the first time she has been a member of Pro Mujer. She joined by invitation from her friends, who are members of the institution. She currently has a business selling groceries. She says that she learned this business from her neighbor, who sold the same products.
The loan that she will now take out is to buy rice, sugar, and noodles that she will get at the traditional stores in the city of El Alto. She will later sell them at her sales space. Working this way allows her to generate resources to support her family. She is single and has three children.
When asked what she likes about Pro Mujer, she replied that she likes the loan and health trainings that the institution has.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Josefina es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de sus amigas que son socias en la institución. En la actualidad ella tiene un negocio de venta de abarrotes; da a conocer que este negocio lo aprendió de su vecina, quien comercializaba los mismos productos.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, azúcar, fideo) que adquirirá de las tiendas tradicionales de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es soltera y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud que se tiene en la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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