Hello, our group is called Girasoles (Sunflowers), I, Santos Pastor M., have brought us together. I am 50 and am the coordinator of the group. I have a watchmaking shop in the Guanacaste district, together with my fellow team members:
Maria V., 67, with a business selling fruits, doughnuts, and avocados;
Virginia S., 60, with a cafeteria business (candies, breakfast and lunch); and the last group member,
Jesica S., 34, has a canteen in which she also makes doughnuts and breakfasts.
We are all located in the Guanacaste district, and have known each other there for more than 12 years. Our businesses provide us enough money for an acceptable life, allowing us to pay for the expenses of education, food, and health for our children. But now we need to have a better selection in our businesses, and for this reason we are requesting help in order to get ahead in our businesses, since they are the future of our families.
hola nuestro grupo se llama Girasoles, estamos intregrado por Santos Pastor Medida (yo) tengo 50 años de edad y soy coordinador del grupo, cuento con una relojeria ubicada en el barrio Guanacaste, junto a mis compañeros Maria V. de 67 años de edad con un negocio de venta de frutas, rosquillas y aguacates, nuestra otra compañera Virginia S. de 60 años de edad con un negocio de comedor (golosinas, desayunos y almuerzos), la ultima integrante del grupo es Jesica S. que tiene un comedor en el cual tambien hace golosinas y almuerzos ella tiene 34 años de edad, Todos estamos ubicados en el barrio Guanacaste y con mas de 12 años de conocernos en dicha zona, nuestos negocios nos proveen dinero para tener una vida aceptable, podemos cubrir con los gastos de educacion, comida y salud a nuestros hijos. pero en estos momentos necesitamos tener mayor surtidos nuestros negocios y por tal razon estamos solicitando ayuda para poder salir adelante con nuestros negocios ya que son el porvenir de nuestas familias.
Prisma Honduras, S.A.
This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.