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Alegria Group
In this Group: Doris, Sonia Argentina
Doris is 40 years old, a single mother of two children and lives in the Choloma municipality in Cortes. For approximately the last 20 years she has bought and sold general products such as veneer, deodorants, creams, clothes, sandals and others. Her business is run from her home and she has a good clientele.

This loan is in group form but personally she is asking for 17,000 lempiras and this is the sixth loan with the institution. She will use it to buy cosmetics such as creams, deodorants, make up and lotions for her business to increase her revenue. Her aim is to provide a better quality of life for her family.

The group is called Alegría (happiness) and is made up of two people who live in the same community. They are both traders and have requested a group loan of 26,000 Lempiras to buy cosmetics and lotions to sell. Doris is pictured on the left in the pink blouse and Sonia is on the right.
View original language description ↓
Doris, tiene 40 años de edad, es madre soltera, tiene dos hijos, vive en el municipio de Choloma, Cortes. Hace aproximadamente 20 años que se dedica a la compra de mercadería en general como producto de enchape, desodorantes, cremas, ropa, sandalias y otros que le encarguen. El negocio lo tiene en su casa y cuenta con buena clientela. El préstamo es en forma grupal pero en lo personal solicita 17,000 Lempiras, siendo el sexto ciclo con la institución y lo invertirá en la compra de cosméticos como cremas, desodorantes, maquillajes y lociones para surtir su negocio y poder aumentar sus ganancias. Su meta es tener un mejor nivel de vida con su familia. El grupo se llama Alegría y lo forman dos personas, que viven en la misma comunidad, se dedican al comercio y han solicitado un préstamo grupal de 26,000 Lempiras para surtir de cosméticos y lociones para vender. En la foto esta Doris a la izquierda de blusa rosado y Sonia a la derecha.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Honduras

  • $4,800
    Average annual income
  • 83
    View loans »
    Honduras Loans Fundraising
  • $8,816,850
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Alegria Group's $1,300 loan helped a member buy cosmetics such as creams, deodorants, make up and lotions to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 14, 2013
Dec 26, 2013
Currency Exchange Loss:
Dec 17, 2014