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Ekomefeemo Group
In this Group: Mary, Selina, Ruby, Belinda , Juliana , Lydia , Beatrice
The seven members of the "Ekomefeemo" Group are all women, with an average age around 40-years-old, and with an average of three children. All of them live in extended families in the Teshie district, one of the traditional areas in the town of Teshie-Accra.

This will be the seventh loan cycle for the women from field partner ID-Ghana. The group will use their loan to to buy fish, provisions, clothing, curtains, bed sheets and cosmetics and to enable them to satisfy the needs of their customers.

Mary sells smoked fish, she is standing second from the left and has a sample of the smoked fish placed in the photo. She will use her loan amount of GHS 3000 to buy four cartons of smoked fish so that she can sell to customers. She will resell her products on a retail, cash basis to her customers, who are mostly women. Mary sells her products from home.

Mary expects to earn a monthly average of GHS 250. She will use her earnings to repay her loan with interest and to save for the future.
They need a total amount of GHS 9100 to improve their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 2.3
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ekomefeemo Group's $3,900 loan helped a member to buy four cartons of smoked fish so that she can sell to customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 4, 2013
Dec 24, 2013
Currency Exchange Loss:
Jul 17, 2014