They work with the Soro Yiriwaso microfinance institution to carry out their trade activities. They are on their 12th loan with the institution and all previous loans have been repaid.
The products for sale include: potatoes, cereal flours, condiments, and firewood featuring Fatoumata, the first from left to right. With her loan she intends to buy cartloads of firewood in surrounding villages. With family members she conducts her retail sales for cash to various and diverse customers.
She expects to make average profits of 30,000 CFA francs per season. These profits will allow her to pay off her loan and also to help her husband with daily expenses.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités de commerce.
Elles sont à leur 12eme prêt avec l’institution et tous les prêts précédents ont été correctement remboursés.
Les spéculations a vendre sont entre autres: des pommes de terre, des farines de céréales, des condiments et du bois de chauffe avec FATOUMATA 1ère de la gauche vers droite. Avec son prêt, elle compte acheter des chargements de charrettes en bois de chauffe dans les villages environnants. Elle effectue ses ventes en famille à une clientèle divers et variée en détail et au comptant.
Elle compte réaliser un bénéfice moyen de 30 000 francs CFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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