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Ruth lives in a small town in Kwale County. Kwale County is located on the Kenyan coast near the border of Tanzania. While beekeeping has not historically been a major activity in the region, the mangrove swamps closer to the coast and large passion fruit farms inland provide bees with robust sources of nectar. Honey Care has offered farmers in the area a chance to purchase year-old beehives that have been repaired and re-waxed, and many individuals opt to buy these cheaper hives instead of new ones.

Ruth is single and has no children. She is a farmer and has been farming for about five years now. She currently has a tree plantation on her farm which is very good for beekeeping. Ruth is looking forward to beekeeping as it will be a good source of honey for medicinal use.

This is Ruth’s first loan with Honey Care. She plans to use the proceeds generated from her beehives to pay for her college fees. Ruth’s hope for the future is to expand her beekeeping project.

Additional Information

About Honey Care Africa

Honey Care Africa (HCA) is a for-profit social enterprise that trains smallholder farmers to become commercial honey producers and provides ongoing support for hive owners. Founded in Kenya in 2000, it is a member of the World Fair Trade Organization and aims to increase the income of rural farmers throughout East Africa.

Kiva lenders’ funds will help HCA make loans in the form of a certain number of beehives per family to jumpstart income. This new approach will simplify the process of hive purchase and honey production and will enable HCA to reach many more farmers. Farmers will repay the organization the same way they would for a typical loan.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Kenya

  • $1,800
    Average annual income
  • 813
    View loans »
    Kenya Loans Fundraising
  • $43,872,550
    Funds lent in using Kiva
  • 85.9
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $325 helped Ruth to buy refurbished beehives for honey production.
0% repaid
Repayment Term
50 months (Additional Information)
Repayment Schedule
At end of term
Feb 23, 2014
Dec 24, 2013
Currency Exchange Loss: