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Bernarda is from Oroquieta City, Misamis Occidental, Mindanao: Philippines. She is 59 years old and is married.

In 2011, Bernarda applied for membership with PMPC because of all the benefits it would offer. She is a member in good standing and repays her obligations in a timely manner.

Bernarda is asking for a 14,900 PHP loan to buy more goods for her sari-sari store (general store). She hopes to increase her income and expand her business. She has found assistance for her financial needs through Paglaum Multi Purpose Cooperative and gives her heart-felt thanks.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 672
    View loans »
    Philippines Loans Fundraising
  • $63,147,100
    Funds lent in using Kiva
  • 44.5
    Philippines Pesos (PHP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $350 helped Bernarda to buy more goods for her sari-sari store (general store) business.
75% repaid
Repayment Term
33 months (Additional Information)
Repayment Schedule
Nov 19, 2013
Dec 23, 2013
Currency Exchange Loss: