Update on Rosa ApoloniaRosa is 52 years old, in a common law marriage, and has seven children. She lives with her husband and children in the Desvió De los Amarillo neighborhood of the Ventanas settlement in the Los Rios province. She is part of the “PEQUEÑOS AGRICULTORES,” located in the Los Amarillos area of the Ventanas settlement where its people farm and raise.
Rosa raises corn and corral animals such as chickens and pigs. This loan will allow her to buy fertilizer, urea, compost, and balanced feed. She will make her purchases in Ventanas.
Her dream is to buy more land, continue planting, and travel out of the country. She likes to watch TV in her spare time.
Pertenece a la Ventanilla PEQUEÑOS AGRICULTORES se encuentra ubicada el recinto Desvió de los Amarillos, perteneciente al cantón Ventanas se dedica a labores agrícolas y pecuarias.
Rosa se dedica a la agricultura a la siembra de maíz y la crianza de animales de corral como pollos y cerdos. Con el crédito podrá comprar insumos como: fertilizantes, urea, abonos, además alimento para los animales balanceados. Las compras las realiza en la ciudad de Ventanas.
El sueño es comprar mas terrenos para seguir sembrando y viajar fuera del pais , le gusta ver la televiosn en los tiempos libres.
Previous Loan DetailsRosa, 51, is in a common-law relationship and has seven children. She lives with her husband and children in the precinct of Desvió de los Amarillos in Ventanas Canton, Los Ríos Province. She belongs to Pequeños Agricultores Communal Bank in Desvió de los Amarillos in Ventanas Canton. The bank... More from Rosa Apolonia's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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