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Sandra Edith
Sandra is 31 years old and in a common-law marriage. She lives with her husband and their sons, who are 15, 13, 11, and 8 years old. She lives in the Ventanas canton, in the Los Ríos province. The communal bank is called "Asociacion Montubios Ventanilla Norte", and is located in the Ventanilla Norte province, in the Ventanas canton. Its residents work in agriculture and livestock.

Sandra makes a living in agriculture and has grown corn and rice for many years. She makes her purchases in Ventanas and sells them in the same market.

She is requesting a loan to purchase manure, urea, and liquid fertilizers for her corn and rice crops. The loan will help her to increase her profits for her family's use and to invest. Her dream is to purchase a home. She likes to work and iron.
View original language description ↓
Sandra tiene 31 años de edad estado civil Unión libre vive con el esposo y con sus hijos de 15, 13 11 y 8 años, Vive en el Cantón Ventanas provincia de los Ríos.
La ventanilla se llama ASOCIACIÓN MONTUBIOS VENTANILLA NORTE se encuentra ubicada en el Recinto Ventanilla Norte, perteneciente al cantón ventanas, se dedica a labores agrícolas y pecuarias.
Sandra se dedica a la agricultura a la siembra de maíz y arroz desde hace algunos años. Compra sus productos en Ventanas y las vende en el mercado del mismo lugar.
El crédito solicito para la compra de abono, urea, líquidos fertilizantes para la siembra del maíz y arroz. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia y para invertir. Su sueño es comprar una casita .
Le gusta trabajar y planchar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!


About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Sandra Edith to purchase supplies like manure, urea, and liquid fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 27, 2013
Dec 24, 2013
Currency Exchange Loss:
Dec 20, 2014