Update on Carlos AlbertoCarlos, 36, is in a relationship and has three children. He lives with his wife and children in the precinct of Desvió De los Amarillo, located in the canton of Ventanas and the province of Los Ríos.
He belongs to the Pequeños Agricultores ("Small Farmers") communal bank, which is also located in Desvió De los Amarillo. The bank's members work in agriculture and livestock.
Carlos makes a living in agriculture by planting corn and raising farm animals such as chickens and pigs. With this loan he will be able to buy supplies such as fertilizer, manure, and a pump to spray his crops to prevent infestation and disease. He will also buy balanced feed to raise and fatten his animals.
He makes his purchases in the city of Ventanas.
His dream is to keep working so that he can earn more money and give his children everything they need. He greatly enjoys working and walking in the countryside.
Pertenece a la Ventanilla PEQUEÑOS AGRICULTORES se encuentra ubicada el recinto Desvió de los Amarillos, perteneciente al cantón Ventanas se dedica a labores agrícolas y pecuarias.
Carlos se dedica a la agricultura a la siembra de maíz y la crianza de animales de corral como pollos y cerdos. Con el crédito podrá comprar insumos como: fertilizantes, abonos, una bomba para fuigar y evitar las plagas y enfermedades, además alimento para los animales balanceados de crianza y de engorde.
Las compras las realiza en la ciudad de Ventanas.
El sueño es seguir trabajando para obtener mas ganancias y dar todo lo necesario a los hijos, le gusta mucho trabajar y caminar por el campo.
Previous Loan DetailsCarlos is 35 years old and is in a common-law marriage. He has three children. He lives with his spouse and the children in the community of Desvió de los Amarillo, which belongs to the canton of Ventanas in the province of Los Ríos. He belongs to the Pequeños Agricultores ("Small Farmers") co... More from Carlos Alberto's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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