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Imara Group
In this Group: Kyabwito, Jorime, Mapendo, Maria, Sikuli, Vatenaye, Agnes, Siviwitewalire, Henriette, Nyembo, Chiro, Marie, Vutsopire, Bernadette, Therese, Bihamba, Hangi, Sabuni, Marlik, Sifa, Mahamba, Gentil, Vitsopire, Mbayahi, Uwimana, Kasereka, Kaje
This client, Kyabwito, is a good and honest merchant and a member of the business group "Imara". She is 44 years old and a married mother of nine children, of whom seven are students, and two are already married. She has been selling grocery items for eight years. Her husband is a public servant.

Kyabwito is requesting a loan from Hekima to grow her enterprise. She is going to purchase 4 sacks of corn and 100 salted fish. She would like to increase her capital, acquire group health insurance, and provide education, clothing, and food for her children.

She thanks Hekima for its support for women entrepreneurs excluded from the traditional banking system by according them no-collateral microloans.
View original language description ↓
La Cliente Kyabwito est une brave commerçante et membre d’un collectif d’Affaires « Imara » âgée de 44 ans, mariée et mère de 9 enfants dont 7 qui étudient et 2 sont déjà mariés. Elle est vendeuse des denrées alimentaires depuis 8 ans. Son conjoint est un fonctionnaire dans l’Administration publique. Elle sollicite un prêt auprès de Hekima pour accroitre son entreprise. Elle va acheter 4 sacs de maïs et 100 poissons salés. Au début, elle démarra de fonds reçu de son mari. Elle souhaite accroitre son capital, adhérer à une mutuelle d’assurance maladie, scolariser, vêtir et nourrir ses enfants. Elle remercie Hekima pour son soutien aux femmes entrepreneurs en leur accordant de microcrédits sans garantie matérielle et qui sont aussi exclues du systeme bancaire classique.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 28
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,040,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Imara Group's $3,625 loan helped a member to purchase corn and salted fish.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 12, 2013
Dec 23, 2013
Currency Exchange Loss:
May 17, 2014