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Anvar is a farmer. He has a lovely family: his wife and three children. His children help Anvar in his work. Anvar’s wife is a housewife. They live in the Baku region.

It’s noted that Anvar is a farmer. He has been in the animal breeding business for 17 years, so Anvar buys little calves, raises them, and sells them in the bazaar to earn money. He learned this trade from his father and in the future he wants his sons to be farmers, too.

Today Anvar wants to increase his business and requests a loan in amount of 2,000 AZN (Azerbaijan New Manat). With this loan he wants to buy more calves. He is thankful to Kiva organization and lenders for help. In the future Anvar wants to start producing dairy products and selling them.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 31
    View loans »
    Azerbaijan Loans Fundraising
  • $14,344,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Anvar to buy more calves.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 6, 2013
Dec 23, 2013
Currency Exchange Loss:
Jul 17, 2015