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Amour De Dieu Group
In this Group: Clementine, Shamamba, Feliste, Basilwano, Mugisho, Rusumba, Clementine
The client Shamamba is a good merchant who has seven years of experience, and is a member the business association "Amour de Dieu" ("Love of God"). Shamamba is a widow and mother to seven children who all are studying. She is a food merchant. She purchases her merchandise in a warehouse in the commercial center of the city.

Shamamba is requesting a loan from Hekima to help her business grow. She plans to purchase five sacks of cassava flour, four sacks of corn flour, 100 liters of vegetable oil, two sacks of soy flour, seven sacks of iodized salt, and four cartons of canned tomatoes. When she started her business, she received money from her husband (during his lifetime). Shamamba hopes to increase her capital, and to educate and ensure better things for her children.

She thanks Hekima for their support of women entrepreneurs who are excluded from the traditional banking system through granting them micro loans without requiring tangible security, especially during the period of conflict in the east of the country.
View original language description ↓
La Cliente Shamamba est une brave commerçante d’une expérience 7 ans et membre d’une Association d’Affaires « Amour de Dieu » âgée de 46 ans, veuve et mère de 7 enfants qui tous, étudient. Elle est vendeuse des denrées alimentaires. Elle stocke ses marchandises dans un dépôt du centre commercial de la ville. Elle sollicite un prêt auprès de Hekima pour accroitre son entreprise. Elle va acheter 5 sacs de farine manioc, 4 sacs de farine de maïs, 100 litres d’huile végétale, 2 sacs de farine de soja, 7 sacs de sel iodé, 4 cartons de tomates en boite. Au début, elle avait reçu de fonds de son mari(lors de son vivant). Elle souhaite accroitre son capital, scolariser et assurer les mieux êtres de ses enfants. Elle remercie Hekima pour son soutien aux femmes entrepreneurs en leur donnant de microcrédits sans garantie matérielle et qui sont exclues du system bancaire classique, surtout, dans la période de conflits à l’Est du pays.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 16
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,424,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Amour De Dieu Group's $7,000 loan helped a member to purchase five sacks of cassava flour, four sacks of corn flour, 100 liters of vegetable oil, two sacks of soy flour, seven sacks of iodized salt, and four cartons of canned tomatoes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 11, 2013
Dec 23, 2013
Currency Exchange Loss:
Jul 17, 2014