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Ninel
This nice and clever lady, whose name is Ninel, lives in Kapan city. She is 37 years old. Ninel is divorced and she lives with her son, who is school-aged.

Ninel has graduated Yerevan State University and, after her graduation, she has worked at the school for 15 years as a teacher of Armenian Language and Literature. This year, she has been awarded with the title of Best Teacher and this is because she does her work with a great sense of duty, care, and love towards the children, whom she educates and teaches to always be fair and honest in all human relations. She also has 12 pupils whom she gives private courses of Armenian Language and Literature and prepares them for entrance examinations.

Ninel asks for a loan of AMD 800,000 (Armenian drams) in order to buy a computer, some professional literature, and she also wants to furnish her living room more comfortably, since that is where she and her pupils have their courses.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,400
    Average annual income
  • 177
    View loans »
    Armenia Loans Fundraising
  • $13,193,200
    Funds lent in using Kiva
  • 404.9
    Armenia Drams (AMD) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,000 helped Ninel to buy a computer and some professional literature, and to furnish her living room more comfortably.
47% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 4, 2013
Listed
Dec 23, 2013
Currency Exchange Loss:
Possible