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Hurmat is taking a loan for the first time from IMON. She has a grand idea to establish a new business. Hurmat was previously involved in raising livestock. Now, she wants to organize a new business buying and selling dried fruits, since she received insufficient income from livestock. Hurmat took part in the course "Bring On Success!" organized by the Association of Business Women and received a certificate. She will trade at the local market. Hurmat considers that the business will develop since demand for dried fruits at the local market is large. She is requesting a loan of 15,000 somoni to buy dried fruits.
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Хурмат в ИМОНе кредитуется первый раз. Она имеет грандиозную идею организовать новый бизнес. Хурмат раньше занималась скотоводством. Теперь она хочет организовать новый бизнес купле продажей сухофруктов, так как она получала недостаточный доход от скотоводства. Хурмат участвовала в курсе «Добейся Успеха» организованного Ассоциация деловых Женщин и получила сертификат. Она будет торговать на местном рынке. Хурмат считает, что ее бизнес будет развеваться, так как спрос на сухофрукты на местном рынке большой. Она запрашивает займ на сумму 15000 сомони для покупки сухофруктов. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.


About Tajikistan

  • $2,700
    Average annual income
  • 102
    View loans »
    Tajikistan Loans Fundraising
  • $29,913,125
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $3,150 helped Hurmat to buy dried fruits for organizing a new business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 18, 2013
Dec 23, 2013
Currency Exchange Loss:
Jul 17, 2015