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Latofat is a resident of Dushanbe and is 54 years old. She is starting a new business. Latofat knows how to sew and tailor, and wants to use her skills to earn an income. Latofat plans to open a sewing business in her home. She has already set aside a room for the work.

Latofat is requesting a loan because her personal savings are not enough. She plans to use the money to buy three sewing machines. Latofat's 21-year-old daughter will help Latofat in this endeavor; she also knows how to sew and is learning from her mother. Together, they will work to complete their orders. Latofat is thankful for the support of Kiva lenders. By starting a profitable business, she will be able to improve living conditions for her family.
View original language description ↓
Эту жительницу города Душанбе зовут Латофат. Ей 54 года. Она начинает новую деятельность. Латофат умеет шить и кроить, и теперь хочет использовать свое умение, чтобы зарабатывать. Латофат планирует открыть швейное дело у себя дома. Она уже отвела отдельную комнату для работы. Поскольку ее собственного сбережения не хватает она запрашивает кредит. Латофат на сумму кредита и сбережения хочет купить три швейных машинок. Ей в новом деле будет помогать ее единственная дочь, которой 21 год. Она тоже умеет шить и научилась у матери. Они вместе будут работать над заказами. Латофат очень надеется на поддержку кредиторов KIVA. Начав прибыльный швейный бизнес, она сможет улучшить условия жизни семьи.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Latofat to buy three sewing machines and start a business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 18, 2013
Dec 23, 2013
Currency Exchange Loss:
Dec 17, 2014