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Gemma is 46 years old. She is married and has two high school students. She lives in Sinian, Baliangao, Misamis Occidental. Gemma has engaged in rice farming as a business for 20 years, earning a monthly income of 4,000 PHP (Philippines pesos). Her husband is also a farmer; they own a small parcel of land to work on as the source of their income.

Gemma requested a new loan to buy three head of pigs to raise as another means to pay for her children's tuition. She is striving for her children's future.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 866
    View loans »
    Philippines Loans Fundraising
  • $63,374,250
    Funds lent in using Kiva
  • 44.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Gemma to buy an additional three head of pigs to raise.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 27, 2013
Dec 23, 2013
Currency Exchange Loss:
Jun 25, 2015