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Shaarbubu is 48 years old, married, and has three children with her spouse. Her oldest daughter is a dentist, the second is a college student, and the boy is in 11th grade. Shaarbubu has a high school education. To provide the primary source of income for the family Shaarbubu raises livestock. She began 15 years ago with the purchase of 6,000 som (KGS) of animals. Thanks to her tireless work, she now owns three milk cows and twenty-five sheep. Her monthly income is 3,200 som (KGS).

Expanding her herd increases her income and the wellbeing of the family, so Shaarbubu came to the microfinance bank Bai-Tushum and Partners for a loan to buy calves. She plans to invest her earnings from use of the loan into further increasing the number of livestock she has, and she also plans to save for her son's continuing education, since he will graduate high school next year and intends to enter medical school.
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Шаарбубу 48 лет, замужем, вместе с супругом воспитывают 3 детей. Старшая дочь работает стоматологом, вторая дочь-студентка, а сын-ученик 11 класса. У Шаарбубу - среднее образование, в качестве основного дохода для своей семьи Шаарбубу занимается животноводством, стартовав 15 лет назад, с покупки скота на 6,000 сом KGS. Благодаря упорному труду Шаарбубу, в ее хозяйстве на сегодняшний день имеется: 3 дойные коровы, 25 овец. Ежемесячный доход составляет 3,200 сом (KGS). Увеличение скота является увеличением дохода и благосостояния ее семьи, поэтому Шаарбубу обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку телят для увеличения поголовья скота. Доходы от кредита Шаарбубу планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить денежные средства на дальнейшее обучение сына, так как сын в следующем году заканчивает школу и намерен поступить в медицинский университет.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 49.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Shaarbubu to buy calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 20, 2013
Dec 23, 2013
Currency Exchange Loss:
Jan 18, 2015