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Nongpok Ningthou Shg Group
In this Group: Tombi Devi, Kullapati Devi, Sangita Devi, Binodini, Sabitri Devi, Memecha, Sorojini Devi, Manglembi, Ranjana, Anita, Ahanbi, Hemapati, Shanti, Tunanbi, Latasana, Tondon Devi, Medha Devi, Bindyarani
Tombi is pictured with her hand raised and she is the featured profile member of Nongpok Ningthau. She lives with her husband and four children in Imphal East, Manipur which is in the Northeastern region of India. She has a son and three beautiful daughters. They are all in pre-secondary school.

In order to supplement the family income, Tombi opened a variety store and seasonally rears chicken to generate more income. She is able to sell only 2,500 to 3,500 INR per day from the variety store. She keeps items like potato chips, rice, boxes of matches, detergent, etc in the shop. Her husband is a truck driver.

With the meager income, having to take care of the children and household expenses, life isn't easy for them, says Tombi. She wishes to send her children to a good school and provide them with their basic daily requirements without fail. She wants to be financially independent because she believes it will give at least peace and harmony within the family. She thanks WSDS for being compassionate towards her and the group. Like Tombi, the rest of the group members are also engaged in poultry farms, shops, sand sifting, and weaving.

Additional Information

More information about this loan


This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.


Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 51
    View loans »
    India Loans Fundraising
  • $4,824,950
    Funds lent in using Kiva
  • 62.3
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Nongpok Ningthou Shg Group's $2,900 loan helped a member to buy more goods for the shop such as salt, sugar and betel nut/leaf and to send her children to school.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 18, 2013
Listed
Dec 23, 2013
Currency Exchange Loss:
Possible