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Alice
Meet Alice, a farmer living in the highlands of Kericho, which is a rich tea growing area, with her husband and 4 children. Her husband has been farming for 8 years and she produces and sells milk, and eggs. She loves dairy farming the most as more milk is produced and she is able to earn more from it. The challenge she faces with dairy farming is lack of consistency in the dairy industry.
Alice chose Juhudi Kilimo for this loan because of their easy loan repayment terms and their loans have a low interest rate. This loan will help her construct a dairy unit for her dairy cows which will give her cows the right environment for more milk production. This will bring in more income and allow her to educate her children well. It will also improve her family's living standards.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 1022
    View loans »
    Kenya Loans Fundraising
  • $43,117,850
    Funds lent in using Kiva
  • 86.2
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Alice to construct a dairy unit.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 20, 2013
Listed
Dec 22, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 20, 2015