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Los Lirios Group
In this Group: Isabel, Angelica, Eva Zara, Francisca, Ana Victoria, Yury Luz

Update on Los Lirios Group

The communal bank "Los Lirios" is made up of 6 entrepreneurial partners who have improved their businesses over time. This is has been the case for Yury who is 28 years old and has 3 dependent children. Yury is in the back row of the picture, first on the right, wearing a blue shirt and a vest. She is holding her youngest son in her arms.

Five years ago, Yury began selling condiments. Today her business is doing well and it has allowed her to improve her economic situation. She requested a loan to purchase broth, dried fruit, cinnamon and peppers, among other products. Her greatest desire is to continue running her business.

The "Los Lirios" group is grateful to the people who make this loan possible because it will support their advancement.
View original language description ↓
La Alcancía Comunal “Los Lirios” está constituida por 06 socias emprendedoras que han ido mejorando en el transcurso del tiempo. Este es el caso de Yury de 28 años casada con 03 hijos aún dependientes. Hace 05 años que se dedica a la venta de condimentos. Actualmente le va bien, pues dicho negocio le ha permitido mejorar su situación económica. Solicitó el crédito para la compra de sustancias, frutas secas, canela, ajíes, entre otros productos. Seguir implementando su negocio es su mayor deseo. El grupo “Los Lirios” agradecen a las personas que hicieron posible éste crédito, ya que permite su progreso. Yury se encuentra en la parte posterior, es la primera del lado derecho, viste polo azul con chaleco y en brazos lleva a su menor hijo.

Previous Loan Details

The Los Lirios communal bank is comprised of six hard-working women. Every day they seek to improve with the sole purpose of watching out for the well-being of their families. This is the case with Ana. She sells fish at a market. Thanks to her perseverance, Ana has managed to improve her h... More from Los Lirios Group's previous loan »

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 88
    View loans »
    Peru Loans Fundraising
  • $55,985,050
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Lirios Group's $4,850 loan helped a member to purchase broths, dried fruits, cinnamon and peppers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 6, 2013
Listed
Dec 23, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014