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Rafael is thirty years old. He is single and lives in his family home. He is a very hard worker and an honest, responsible, proactive, and very cheerful person. He is a master builder and his references describe him as very good at his work because of his very detailed finishings. He will use this loan to buy construction tools (wheelbarrows, sanders, chisels, shovels, hammers, hoes, and other items). His short term goal is to purchase a cement mixer, and his long term dream is to make his business grow.
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Rafael, tiene 30 años, es soltero, vive en casa familiar. Es una persona muy trabajadora, honesta, responsable, proactivo y muy alegre. Es maestro de obras y según referencias es muy bueno en su trabajo ya que es muy detallista en los acabados. Beneficiario utilizará el crédito para compra de herramientas de construcción (carretillas, esmerile, combos, cinceles, lampa y otros). En corto plazo se ha propuesto comprarse un trompo, su sueño a largo plazo es hacer crecer su negocio.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 155
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Rafael to buy wheelbarrows, sanders, chisels, shovels, hammers, hoes, and other tools.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 19, 2013
Dec 23, 2013
Currency Exchange Loss:
Apr 16, 2014