Torre Fuerte Group
The loan they are requesting will be useful for a small microentrepreneur like Maria Isabel. This is her seventh year working with Pro Mujer, entering on an invitation from her sister who is also a member of the institution. Today, she has a business selling clothes. She learned this business in a previous job and decided to start her own independent business.
The loan she is requesting will bring an increase in working capital to purchase clothing wholesale in the markets in the city of Oruro. She will then sell them in her retail space. This business allows her to generate resources to support her family, her partner and three children.
When asked what she likes about Pro Mujer, Maria Isabel says that she likes the health services offered by the institution.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Maria Isabel es integrante, ella indica que hace siete años que integra Pro Mujer, ingresando por la invitación de su cuñada que es socia de la institución. En la actualidad ella tiene un negocio de venta de ropa; da a conocer que este negocio lo aprendió en un trabajo anterior posteriormente decide emprender su negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de ropa) que adquirirá de las vendedoras mayoristas de la Oruro y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella vive en concubinato y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el servicio de salud que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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