Jardin De Flores Group
The loan that they are taking out will benefit small microentrepreneurs, of which Señora Teofila is one. She says that three years ago she joined Pro Mujer, signing up due to an invitation from her sister-in-law who is a member of the organization. Currently she has a business selling tucumanas (meat empanadas); she shares that she learned this work in her previous job, and later decided to begin her own independent business.
The loan that she is taking out now is to increase her capital to buy vegetables in bulk. She’ll get them from the wholesale sellers in the city of La Paz, and later she’ll sell them in her sales stall. This type of work allows her to generate income to keep up her family, because she is married and has four children.
When she was asked what she likes about Pro Mujer, she answered that she likes the savings that the organization offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Teofila es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por la invitación de su cuñada que es socia de la institución. En la actualidad ella tiene un negocio de venta de tucumanas (empanadas de carne); da a conocer que este negocio lo aprendió en un trabajo anterior posteriormente decide emprender su negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de verduras por mayor) que adquirirá de las vendedoras mayoristas de la Ciudad de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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