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Gotitas De Oro Group
In this Group: Julia, Ana Maria, Yrena, Janethe, Bertha Filomena, Ruth, Silvia Santa, Marlene, Basilia
The communal bank "Gotitas de Oro" (Droplets of Gold) will begin its fourth loan cycle with Pro Mujer as part of Los Andes regional center. It consists of nine members and is led by a board of directors, where Señora Julia is the president. The businesses of the members of the group are varied; among them are selling electronic devices, selling lamb meat, making benches, selling Esika products, knitting blankets and hats, selling beer, selling tullmas (ties for women's braids), and mechanics shop.

The loan that they will take out will benefit these little microentrepreneurs, where Señora Julia is a member. She indicates that she became a member of Pro Mujer two years ago, joining at the invitation of her daughter, who is a member of the institution. At this time her business is a mechanic's shop; she makes it known that she works together with her husband in this business, since they decided to set up this business after getting married.

The loan that she will take out now is to increase their capital to buy an arc for soldering metal, which she will acquire from merchants in the city of La Paz and then will install in their service space. This form of work allows her to generate resources to support her family, since she is married and has five children.

When she is asked what she likes about Pro Mujer, she responds that she likes the health area and the accessible credit that the institution offers.
View original language description ↓
La A.C. “GOTITAS DE ORO” iniciará el cuarto ciclo en Pro Mujer, como parte del Centro Focal de Los Andes, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Julia es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de artefactos electrónicos, venta de carne de cordero, elaboración de bancos, venta de productos ESIKA, tejido de mantas y gorras, venta de cerveza, venta de tullmas (cordones para trenzas de mujeres), taller mecánico.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Julia es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de su hija que es socia de la institución. En la actualidad ella tiene un negocio de taller mecánico; da a conocer que este negocio lo trabaja conjuntamente su esposo, ya que después de casado deciden emprender esta actividad.

El crédito que ahora sacará es para el aumento de capital (compra de arco para soldar metal) que adquirirá de las vendedoras de la Ciudad de La Paz y posteriormente a lo instalará en su espacio de servicio. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene cinco hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y el crédito accesible que ofrece la institución.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Bolivia

  • $5,500
    Average annual income
  • 130
    View loans »
    Bolivia Loans Fundraising
  • $33,217,350
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Gotitas De Oro Group's $3,750 loan helped a member to buy an arc to solder metal.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 20, 2013
Jan 17, 2014
Currency Exchange Loss:
Aug 17, 2014