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Juana Lidia
Juana, 51, has fifth grade education. She is married and has five children, three of whom are still in her care. The eldest finished sixth grade and now helps with housework. The third child finished elementary and helps work with farming. The youngest is 16 and studied to fifth grade, but didn't like school. A granddaughter, the daughter of her eldest daughter, is the one she has been raising since she was a little girl.

Juana grows coffee and knows all about its related activities, but she only helps her husband in the cutting and transport because she has to take care of the housework. She learned the trade from her parents when she was a little girl and then continued alongside her husband. She decided on this activity because it is in her roots and has been the only source of income for generations.

She is lucky to have her cropland near her home; and at harvest time all the members of the family are involved, from the eldest to the youngest, in order to avoid the cost of hiring more workers. Her customers are stores in other locations who specialize in buying and selling coffee. Her dream is to buy three more acres of land for crop growing to earn more income for the household. She should be able to do this with the help of the loan she is requesting today and by managing her earnings well.

The loan will allow her to buy farm supplies such as fertilizers for coffee crop maintenance. This is her first loan and it will be used as capital to plant another patch of land they had never used before for lack of funds. This is the opportunity she had been waiting for to realize her dreams.
View original language description ↓
Doña Juana es una señora de 51 años que curso hasta el quinto grado de primaria, es casada y de su matrimonio procreo 5 hijos de los cuales solo los tres últimos dependen de ella. La primera llego hasta sexto grado y le ayuda en los quehaceres del hogar, el tercer llego hasta ciclo común y les apoya en el trabajo de campo y la última tiene 16 años y no le gusto el estudio llegando hasta quinto grado, con ella vive una nieta que es hija de su hija mayor a quien está educando desde muy pequeña. El negocio es el cultivo de café, ella sabe realizar todas las actividades relacionadas sin embargo apoya a su esposo hasta la corta y traslado del mismo ya que se tiene que encargar de los quehaceres del hogar. Aprendió esta actividad desde niña con sus padres y luego continúo con el esposo, decidiendo dedicarse a esta actividad ya que viene de raíces y es el único ingreso que han tenido por generaciones. Doña Juana tiene la facilidad que las tierras productoras están ubicadas cerca de su casa de habitación, llegada la hora de corta o recolección del grano se involucran todos los miembros de su familia desde el más grande hasta el más pequeño ya que así se evitan el costo de contratar más personal. Los clientes que ella tiene son bodegas que exclusivamente se dedican a la compra-venta de café en otra localidad.
Su sueño es comprar tres manzanas de tierra para cultivarlas y así poder obtener más ingresos para su hogar, esto lo lograra con el apoyo del financiamiento que hoy solicita y el buen manejo de sus ganancias.
El financiamiento solicitado le permitirá adquirir suministros agrícolas, como abono y fertilizantes para darle mantenimiento a sus cultivos de café siendo esta la primera vez que trabajara con préstamo y es debido a que tienen una manzana que jamás la han sembrado por falta del capital y esta es la oportunidad que han esperado para cumplir parte de sus sueños.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 84
    View loans »
    Honduras Loans Fundraising
  • $8,841,950
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Juana Lidia to buy farm supplies for a new coffee crop.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 19, 2013
Listed
Dec 23, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014