Juana grows coffee and knows all about its related activities, but she only helps her husband in the cutting and transport because she has to take care of the housework. She learned the trade from her parents when she was a little girl and then continued alongside her husband. She decided on this activity because it is in her roots and has been the only source of income for generations.
She is lucky to have her cropland near her home; and at harvest time all the members of the family are involved, from the eldest to the youngest, in order to avoid the cost of hiring more workers. Her customers are stores in other locations who specialize in buying and selling coffee. Her dream is to buy three more acres of land for crop growing to earn more income for the household. She should be able to do this with the help of the loan she is requesting today and by managing her earnings well.
The loan will allow her to buy farm supplies such as fertilizers for coffee crop maintenance. This is her first loan and it will be used as capital to plant another patch of land they had never used before for lack of funds. This is the opportunity she had been waiting for to realize her dreams.
Su sueño es comprar tres manzanas de tierra para cultivarlas y así poder obtener más ingresos para su hogar, esto lo lograra con el apoyo del financiamiento que hoy solicita y el buen manejo de sus ganancias.
El financiamiento solicitado le permitirá adquirir suministros agrícolas, como abono y fertilizantes para darle mantenimiento a sus cultivos de café siendo esta la primera vez que trabajara con préstamo y es debido a que tienen una manzana que jamás la han sembrado por falta del capital y esta es la oportunidad que han esperado para cumplir parte de sus sueños.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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