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Sembrando Esperanza Group
In this Group: Maria Magdalena , Adela , Nancy, Irene, Remedios , Federico, Filomena, Catalina
The communal bank "SEMBRANDO ESPERANZA" will begin its first Pro Mujer loan cycle through the Collpani Social Center. The group is comprised of eight members and it is led by a management board whose secretary is Filomena. The members of the group are involved in different business activities, such as sales of soft drinks, wood stools, food, or groceries.

The loan will benefit small business owners, one of whom is Filomena. She says it her first experience through Pro Mujer and she joined by invitation from a representative of the institution who visited her at home. Her business is selling blankets and she says she started it through her own initiative upon observing one of her relatives making one so she learned the knitting technique and started her own business.

The loan she is requesting is to increase her work capital to buy yarn from the wholesale dealers in the city of La Paz. After making the blankets she will sell them at her stall. Her work allows her to generate an income to support her household, since she is single and has two children.

When asked what she likes about Pro Mujer, she responds saying she likes the institution's training program.
View original language description ↓
La A.C. “SEMBRANDO ESPERANZA” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Collpani, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Filomena es la Secretaria. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de refrescos, venta de venestas, venta de comida, venta de abarrotes.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Filomena es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de mantas; cuenta que este negocio lo implementaron por iniciativa propia al observar a uno de sus familiares en la elaboración de este producto y como ella ya conocía la técnica de tejido decide emprender su propio negocio

El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues es soltera y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de capacitación que ofrece la institución.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 112
    View loans »
    Bolivia Loans Fundraising
  • $28,250,825
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Sembrando Esperanza Group's $3,275 loan helped a member to buy yarn.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 20, 2013
Listed
Dec 23, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014