Check out some available loans that are similar to this one!
Socrates Walberto
Walberto is 30 years old and is in a common-law marriage. He lives with his wife and his 3-year-old son. He lives in the Cantón Ventanas district in the province of Los Rios.

The communal bank is called "San Nicolas" and is located in the rural community of San Nicolás which belongs to the Ricuarte parish of Cantón Urdaneta. This group works in agriculture and livestock.

Walberto has made a living farming corn and rice for the last few years. He buys his supplies in Ventanas and sells them in a similar market in the Cantón Urdaneta district.

He is requesting a loan to purchase manure, urea, and liquid fertilizers for harvesting corn and rice. The loan will help him increase his income for his family's consumption and to invest. His dream is to have money to purchase a plot of land. He enjoys working and playing sports.
View original language description ↓
Walberto tiene 30 años de edad estado civil Unión libre vive con su esposa y con su hijo de 3 años, Vive en el Cantón Ventanas provincia de los Ríos.
La ventanilla se llama SAN NICOLAS, se encuentra ubicada en el Recinto San Nicolás, perteneciente a la parroquia Ricaurte cantón Urdaneta, esta ventanilla se dedica a labores agrícolas y pecuarias.
Walberto se dedica a la agricultura a la siembra de maíz y arroz desde hace algunos años. Compra sus productos en Ventanas y las vende en el mercado del mismo lugar en el Cantón Urdaneta.
El crédito solicito para la compra de abono, urea, líquidos fertilizantes para la siembra del maíz y arroz. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia y para invertir. Su sueño es tener dinero para comprar un terreno .
Le gusta trabajar y hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!


About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Socrates Walberto to purchase fertilizer for short-cycle farming.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 28, 2013
Dec 22, 2013
Currency Exchange Loss:
Dec 20, 2014