The loan they are requesting will help microentrepreneurs, one of which is Wilma. She has been a part of Pro Mujer for a year, joining at the invitation of a promoter of the institution who visited her home. She currently has a fish selling business, which she started at the recommendation of her mother, who taught her how to do this since she was a child. Since she started her own family she decided to start her own business independently.
This loan will be used for the purchase of fishnets and fish, which will be bought from wholesale sellers from the neighbourhoods close to her house, and will be sold at her shop. This line of work helps her generate income to sustain her home, since Wilma lives with her partner and has four children.
When asked why she likes Pro Mujer, she answered that she she likes the loans offered by the institution.
One of the members is missing from the picture because she had to attend to her business due to an emergency.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Wilma es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de pescados; cuenta que este negocio lo implemento por recomendación de su madre quien le enseño este negocio desde niña, cuando formo su familia decide comenzar con el mimo negocio independientemente.
El crédito que ahora sacará es para el aumento de capital (compra de redes y pescado) que adquirirá de las vendedoras mayoristas de las comunidades aledañas a su domicilio y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el pago del crédito que ofrece la institución.
En la fotografía no se encuentra una señora, porque tuvo que ir a su negocio con urgencia
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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