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Urbano Alberto
Urbano, 28, is single and lives alone in the Ventanas Canton in the province of Los Ríos. The communal bank he belongs to is called SAN NICOLAS and is located in the community of San Nicolás in the Ventanas Canton. The group works in agriculture of short-cycle crops such as corn and rice.

Urbano has been growing corn and rice for several years. He buys his supplies from Agroquímica Karlita in Ventanas and sells his goods at the local market.

The loan he is requesting is to buy fertilizer, urea and other products to plant corn and rice. The loan will help increase income for family use and for investment. His dream is to buy more cropland.

He enjoys soccer and spending time with relatives.
View original language description ↓
Urbano tiene 28 años de edad estado civil Soltero vive solo, en el Cantón Ventanas provincia de los Ríos.
La ventanilla se llama SAN NICOLAS se encuentra ubicada en el Recinto San Nicolás, perteneciente al cantón ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembre de maíz y arroz.
Urbano se dedica a la agricultura a la siembra de maíz y arroz desde hace algunos años. Compra sus productos en Ventanas en Agroquímica Karlita y las vende en el mercado del mismo cantón.
El crédito solicito para la compra de abono, urea, líquidos fertilizantes para la siembra del maíz y arroz. El préstamo le ayudado para aumentar los ingresos para el consumo familiar y para invertir. Su sueño es comprar más terrenos para sembrar.
Le gusta jugar futbol y reunirse con su familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!


About Ecuador

  • $10,600
    Average annual income
  • 80
    View loans »
    Ecuador Loans Fundraising
  • $25,065,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Urbano Alberto to buy supplies to plant rice.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 28, 2013
Dec 22, 2013
Currency Exchange Loss:
Dec 20, 2014