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Malaika Group
In this Group: Riziki Bauma Josephine, Maneno Sanvura, Charlotte, Josephine, Musanga, Helene, Byemba, Masumbuko, Jeanne, Anastasie, Buchakuzi, Ndamubuya, Lukanga, Zaina, Deside, Safi, Masinda, Nabakatsi, Luendo, Eraston, Runiga, Amuli, Mungoma, Mukanirwa, Maroyi, Ndababo, Mbula, Kimana, Bwira, Tongila, Muhima, Bisimwa
This client, Ndababo, is a merchant and a member of the business group “Malaika”. She is an energetic entrepreneur, 43 years old, and the mother of thirteen children, of whom 11 are students, and two others are still very young. This client sells sorghum. She sets up her merchandise at her home in front of her fence, where she figured out how to earn her customers. She started her business with initial capital from her husband. Later on, she benefited from a loan from the microfinance institution Hekima. She has been in this business for ten years.

This new loan is going to be used to purchase 6 sacks of sorghum. Thus, she would like to purchase a parcel of land and build upon it and to provide education and food for her children.

In conclusion, she thanks Hekima very much for promoting autonomy for women entrepreneurs excluded from the traditional banking system, especially during this difficult time post-conflict in the eastern part of the country.
View original language description ↓
La cliente Ndababo est une commerçante et membre du groupe d’affaires «Malaika», entrepreneur, dynamique, âgée de 43 ans et mère de 13 enfants, qui 11 étudient et 2 autres sont encore gosses. La cliente est une vendeuse de sorghos. Elle installe sa marchandise à son domicile devant son enclos, où, elle a su gagner sa clientèle. Elle commença ses affaires avec le premier capital reçu de son mari. Plus tard, elle bénéficia le prêt de l’IMF Hekima. Il y a 10 ans qu’elle exerce cette activité. Ce nouveau prêt va la servir d’acheter 6 sacs de sorghos. Ainsi, elle souhaite acheter une parcelle et la construire, scolariser et nourrir ses enfants. En définitif, elle remercie fortement Hekima pour l’autonomisation des femmes entrepreneurs exclues de système bancaire classique, surtout ; pendant ce moment difficile poste conflits dans la region de l’Est du pays.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 5
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,618,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Malaika Group's $8,975 loan helped a member to purchase sorghum.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 11, 2013
Dec 22, 2013
Currency Exchange Loss:
May 17, 2014