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Karkyra is 31 years old and she is married with three children. She has a high school education and she raises livestock, which is the main source of income for her family. She started six years ago with the purchase of livestock for 5,000 som KGS. Thanks to her hard work, Karkyra now has two dairy cows, as well as a .2 hectare plot of land on which she grows peppers, beans and clover. Her monthly income is 11,000 som (KGS). With the goal of developing her business further, Karkyra has turned to the microfinance bank "Bai-Tushum and Partners" for a loan to buy bulls. She will buy the bulls, fatten them up for two months and on the third month she will sell them at a profit at the local market. She plans to use the income from this to further increase her head of livestock, as well as to save up money to buy some appliances for her home.
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Каркыре 31 год, замужем, вместе с супругом воспитывают 3 детей. У Каркыры - среднее образование, в качестве основного дохода для своей семьи Каркыра занимается животноводством, стартовав 6 лет назад, с покупки скота на 5,000 сом KGS. Благодаря упорному труду Каркыры, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, а также имеется 0,20 ГА арендованной земли на которой она выращивает перец, фасоль и клевер. Ежемесячный доход составляет 11,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Каркыра обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку бычков. Каркыра закупает бычков, откармливает 2 месяца, а на 3 месяце реализовывает на рынке по высокой цене. Доходы от кредита Каркыра планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на покупку бытовой техники.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 87
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,001,375
    Funds lent in using Kiva
  • 49.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,775 helped Karkyra to buy steers to fatten and resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 18, 2013
Dec 23, 2013
Currency Exchange Loss:
Jan 18, 2015