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Izzat is a hard-working and cheerful woman. She is married with six children. All her family are very close and they live in a village. Since she has a large family, Izzat and her husband have to work hard to bring in enough money to take care of their children. Izzat has been working with Arvand for several years now, receiving loans to help grow her business. She is involved in agriculture. Next to her home she has a plot of land on which she grows wheat, which she then sells to make her income. In the future, she would like to start raising livestock so she can sell their meat and milk, but at the moment she needs to buy seeds to sow her wheat. This is why she has turned to Arvand to receive a loan to buy these seeds. Izzat is hoping for good results and she thanks Arvand in advance for their support.
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Иззат трудолюбивая и жизнерадостная женщина. Она замужем и имеет шестерых детей. Всей своей дружной семьёй они живут в сельской деревушке. Так как она имеет большую семью, ей приходится вместе с мужем много работать, чтобы иметь достаточный доход для обеспечения своей семьи. Иззат вот уже несколько лет сотрудничает с Арванд, получая кредит на развитие своего бизнеса. Она занимается выращиванием сельхоз культуры. Рядом с домом у них имеется площадь земли, где они выращивают пшеницу и потом продают. Тем самым получают прибыль. А также в будущем она хочет начать выращивать скот, а потом продавать полученное от них мясо и молоко. А сейчас ей необходимо закупить семена пшеницы для посева. Поэтому она обратилась в Арванд и хочет получить кредит на покупку семян. Она очень надеется на положительный результат и заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 179
    View loans »
    Tajikistan Loans Fundraising
  • $30,358,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Izzat to purchase seeds.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 5, 2013
Dec 23, 2013
Currency Exchange Loss:
Jun 21, 2015