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Manzura is a friendly and active woman who is married and has children. She lives in a village and from an early age, she has been involved in handicrafts. Today she is a true master at work, making embroidered national costumes. Her efforts have led her to learn all the intricacies of her work and to teach a number of apprentices. From the moment she started her work, Manzura has made a habit of fulfilling orders to a very high quality.

Manzura's husband is a builder. Their married life is happy and they are trying to raise their children to be good people. Her eldest son is in medical school. Manzura and her husband earn a decent living from their work, but it is only enough for their food. Now their eldest son wants to get married and they are preparing a dowry for the couple. Manzura needs to buy many expensive items, but they don't have enough money for everything. This is why she has turned to Arvand - she wants to receive a loan to provide for her son's dowry. She thanks Arvand in advance for their support.
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Манзура доброжелательная и активная женщина, она замужем и имеет детей. Живёт Манзура в сельском посёлке. Уже с юных лет она изучала рукоделие. И на сегодня она является настоящей мастерицей по рукоделию. Она занимается вышивкой национальной одежды. За свою деятельность она успела изучать все тонкости своего дела и воспитать ряд учеников. Манзура с самого начала своей деятельности привыкла выполнять заказ на высшем уровне. Супруг ее занимается строительством. Супруги живут счастливо и стараются воспитывать своих детей хорошими людьми. Старший сын учится в медицинском коллеже. Манзура и её муж от своей работы получают хороший доход, но его хватает только на пропитание. А сейчас Манзура хочет женить своего старшего сына, и занимается подготовкой свадебного приданного для молодожён. Ей необходимо закупить много дорогих вещей. Но у них имеется недостаточная сумма денег для этого. Поэтому Манзура обратилась в Арванд и хочет получить кредит на покупку приданного для своего сына. Она заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 188
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $1,600 helped Manzura to buy a wedding dowry.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 13, 2013
Dec 22, 2013
Currency Exchange Loss:
Feb 20, 2014