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Ainur is 43 years old, married, and has four children - three daughters and a son. All of the daughters work in Moscow and send a part of their pay to their parents in Kyrgystan each month. The youngest child and only son lives with his parents and helps around the property. Ainur has a high school education, and to earn the primary source of income for the family she raises animals. She started 20 years ago with 10,000 som (KGS) worth of livestock. Thanks to her tireless work she now has two milk cows, two horses, and fifteen sheep. Her monthly income is 15,000 som (KGS). In order to further develop the business she came to the microfinance bank Bai Tushum and Partners for a loan to buy a mare to expand her herd. Ainur plans to invest income from the loan into further expanding her herd, and she also plans to save for her daughters' dowries.
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Айнур 43 года, замужем, вместе с супругом воспитывают 4 детей- три дочери и 1 сын. Все дочери работают в Москве, ежемесячно высылают часть своей зарплаты родителям в Кыргызстан, а младший и единственный сын проживает с родителями и помогает по хозяйству. У Айнур - среднее образование, в качестве основного дохода для своей семьи Айнур занимается животноводством, стартовав 20 лет назад, с покупки скота на 10,000 сом KGS. Благодаря упорному труду Айнур, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 2 лошади 15 овец. Ежемесячный доход составляет 15,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Айнур обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом -на покупку кобылы для увеличения поголовья скота. Доходы от кредита Айнур планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на приготовление приданного для дочерей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 76
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 49.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Ainur to buy a mare.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Dec 10, 2013
Dec 22, 2013
Currency Exchange Loss:
Apr 16, 2014